Who Will Pay My Medical Bills After a Car Accident in Florida? 

Who Will Pay My Medical Bills After a Car Accident in Florida? 

Getting injured in a car accident changes everything. It affects your physical, emotional, and financial health. Our Florida car accident attorneys have seen all too often the havoc car accidents cause in people’s lives.  

Car accidents also bring with them questions, like how are you going to pay for the medical bills that are piling up, or how will you be able to make up for your lost income? Our Florida personal injury attorneys have the answers to these questions and more.

These are scary and uncertain times for you. Our experienced personal injury attorneys are here to tell you that you don’t need to go through it alone. From the moment you walk through our doors, you’ll be treated with compassion and understanding. We can assist you after any type of accident, including Ocala highway crashes, Ocala I-95 accidents, Ocala multi-vehicle car crashes, motorcycle accidents, truck accidents, train accidents, and other motor vehicle accidents.

The process of putting the pieces of your life back together starts with a call to Allen Law Firm, P.A. at (877) 255-3652 to set up a free consultation. We’ll start by getting all the facts and information from you, and then we’ll roll up our sleeves and get to work on getting you the compensation you need. 

How Allen Law Firm, P.A. Can Help if You Were Hurt in a Florida Car Accident  

How Allen Law Firm, P.A. Can Help if You Were Hurt in a Florida Car Accident  

Car accidents can place immense stress on you and your family. Our Florida personal injury lawyers know that you’re not just dealing with your physical injuries but also struggling financially. 

Allen Law Firm, P.A. has decades of combined experience in getting people just like you through these tough times. We show our commitment to accident injury victims not just through words, but by getting our clients life-changing compensation. We pride ourselves on the fact that we’ve recovered hundreds of millions of dollars for our clients.  

Aside from delivering results, there are a host of other reasons to choose Allen Law Firm, P.A.:

  • Our attorneys have been named among the Top 100 Lawyers in Florida
  • We’ve been selected for membership in the exclusive Multi-Million Dollar Advocate Forum
  • Our team has earned Martindale-Hubbell’s highest rating of AV-Preeminent Rating
  • We’ve been listed in the American Institute of Personal Injury’s 10 Best Attorneys for Client Satisfaction

We also have on our team former insurance defense attorneys and adjusters. This gives you a huge advantage because we have a unique insight into how insurance companies operate and how to protect you against their tactics. 

Will My Insurance Pay for My Medical Bills and Other Losses?

Once you’ve had time to think after being injured in a Florida car accident, it’s natural to wonder how your mounting medical bills are going to get paid. Florida operates under a “no-fault” law, which means that you file a claim for compensation through your own insurance company, no matter who was at fault.  

You are required by law to carry Personal Injury Protection (PIP) insurance, which covers certain expenses incurred as the result of a car accident. Those expenses paid by your PIP coverage include:

  • Reasonable and necessary medical care
  • Ambulance services
  • Rehabilitation
  • Some non-emergency medical care

Filing a PIP claim with your insurance company can be complicated. The insurance company may try to limit its own financial loss by disputing some of your expenses or by claiming that your medical expenses were not necessary. 

Allen Law Firm, P.A. can help protect you against these kinds of tactics to limit or deny your coverage. Call us today for a free consultation so we can start reviewing your case. 

What Happens if My Damages Exceed My Policy Limits?

While the no-fault insurance system seems like a good idea, it does have its limitations. First, it only covers 80% of your medical expenses. Second, you may have severe injuries such as traumatic brain injuries or paralysis that could require expensive long-term medical care. 

Your medical expenses could easily exceed your PIP policy limits. However, you may have options for additional compensation. If your injuries are permanent or result in severe disfigurement, you may be able to pursue the at-fault driver’s insurance company for your medical expenses that aren’t covered by PIP.

In order to do so, you’d have to prove that the other driver’s negligence caused the accident. In some cases, the at-fault driver is uninsured. This is a distinct possibility because 20% of drivers in Florida don’t carry the required insurance coverage. In that case, you could sue the at-fault driver or file a separate claim with your insurance company if you have uninsured motorist coverage.

When it comes to getting all the compensation to which you’re entitled, there are many things to consider. Let Allen Law Firm, P.A. assume the job of getting you compensated for your injuries so you can heal in peace.   

Call Our Top-Rated Florida Car Accident Lawyers To Get a Free Consultation 

Car accidents in Florida can happen without warning and change your life in unimaginable ways. If your injuries are severe enough, your own insurance coverage may simply not be enough to pay for all your medical expenses. 

When a careless driver causes you serious or permanent bodily injury, they should be held accountable. Call Allen Law Firm, P. A at (877) 255-3652 to schedule your free, no-risk consultation and find out more about how we can put our experience to work for you.