3 Things to Know Before Filing an Insurance Dispute
Bill Allen | August 4, 2017 | Central Florida Personal Injury Lawyer
Dealing with insurance companies is never fun, especially when you are disputing a claim. But, there are many things that can go wrong during a claim process. If you are looking to dispute an insurance claim, there are things you should know before moving forward.
- Know what type of dispute you’re filing
You may be filing a dispute on the denial of a claim or a dispute due to a change in coverage or premium costs. No matter your reason for the dispute, be sure you understand your policy, options and duties as an insured. The steps, processes and outcomes are different for every type of dispute, and knowing how best to proceed with a claim will get you started on the right foot.
- Know the laws in your state
Each state has their own set of rules for insurance claims– both for filing them and disputing them. In order to ensure you are filing your claim correctly, you must make sure that you read the policy that applies. Talk with a local accident attorney in your area to learn more about the laws in your state and what they mean for your specific claim.
- Know your rights
Beyond the laws in your state, you should also be familiar with your own rights when it comes to insurance. An insurance company is not allowed to withhold parts of your policy, nor are they allowed to delay a claim by asking for unnecessary information. In addition, an insurance company can’t change any part of your policy unless they inform you (in writing) and they must be able to show you wording in the policy that supports their denial of your claim.
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