Who Will Pay My Medical Bills After a Car Accident?

Who Will Pay My Medical Bills After a Car Accident?

Experiencing an injury from a car accident due to someone else’s negligence can drastically alter your life. Our Gainesville car accident lawyers understand that you may face considerable expenses from medical treatments, loss of wages, and property damage. You’ll undoubtedly have questions about your legal rights, including who will cover your medical expenses.

In Gainesville, FL, if you’re dealing with injuries from a car accident, you’re not alone. Allen Law Firm, P.A. is here to help. Our attorneys have 100 years of combined experience and have obtained hundreds of millions of dollars for our clients. We’re familiar with the challenges you’re facing and will approach your case with empathy and a tailored legal strategy to meet your specific needs and injuries.

Starting the journey to reclaim your life as it was before the accident is just a call away. Reach out to Allen Law Firm, P.A. for a complimentary, no-commitment consultation at (877) 255-3652. We’ll answer your questions and give you an honest evaluation of your case.

How Can Allen Law Firm, P.A. Help You After a Gainesville Car Accident? 

How Can Allen Law Firm, P.A. Help You After a Gainesville Car Accident?

Allen Law Firm, P.A. is deeply aware of the impact a car accident can have on you and your loved ones. Our Gainesville personal injury lawyers have significantly reduced such stress for our clients by securing them notable settlements and jury awards. We are confident in our ability to maximize the value of your claim.

A major source of anxiety for injury victims stems from uncertainty, particularly about how their medical bills will be covered. Choosing Allen Law Firm, P.A. as your legal representative means we’ll guide you through this challenging period by offering comprehensive and straightforward responses to your concerns. 

Our approach includes:

  • Investigating the accident scene ourselves
  • Gathering crucial evidence, including police reports and witness statements
  • Identifying all parties responsible for your injuries
  • Assessing the full scope and value of your damages
  • Taking legal action on your behalf, including filing a lawsuit if necessary

This process equips us with the necessary information to determine who should bear the cost of your medical expenses and other losses resulting from a car accident in Gainesville, Florida.

Will My Insurance Cover My Medical Bills?

Being caught in a car accident in Florida might leave you facing numerous injuries, and the medical costs can escalate swiftly. These costs might cover a wide range of needs, including:

  • Ambulance fees
  • Diagnostic tests like X-rays and CT scans
  • Hospital stays
  • Surgeries
  • Medications
  • Physical therapy
  • Medical devices, such as wheelchairs or crutches

So, who’s responsible for covering these costs? In Florida, due to the “no-fault” insurance rule, you’re initially required to file a claim through your own insurance coverage.

The state mandates that drivers carry Personal Injury Protection (PIP) with a minimum coverage of $10,000. This PIP coverage is designed to cover 80% of the medical costs that arise from the accident.

However, navigating a PIP claim can be complicated. Insurance providers may challenge certain costs to reduce their payout. This is when having experienced personal injury lawyers becomes invaluable. Our team at Allen Law Firm, P.A. is adept at negotiating with insurance companies and ensuring they treat our clients fairly.

With our lawyers by your side, you stand a better chance of receiving full compensation. If you’ve sustained injuries in a Florida car accident, reach out to us for a detailed evaluation of your case.

If My Insurance Does Not Cover All of My Damages, Who Is Responsible for Them?

If your injuries stem from another’s negligence and your Personal Injury Protection (PIP) benefits are depleted, what’s next? Florida law mandates utilizing your PIP coverage first. Once those benefits are exhausted, you may then seek damages from the negligent party and their insurer.

Severe injuries from a car crash can quickly surpass your PIP limits, prompting the need to file a claim against the at-fault driver’s insurance. However, not every driver in Florida adheres to insurance requirements. 

Recent findings show about 20% of drivers in Florida lack insurance, and the state doesn’t obligate drivers to have liability insurance. 

If the driver responsible for your injuries lacks sufficient coverage, you might have the option to seek further damages through your own uninsured or underinsured motorist policy. You might also be able to file a personal injury lawsuit against the responsible party.

Navigating through these considerations regarding who will cover your medical expenses can be daunting. We are here to assist you in determining and following through with your best legal course of action.

Call Our Top-Rated Gainesville Car Accident Lawyers for a Free Consultation 

Car accidents are frequent in Florida, often leading to severe injuries or fatalities. Despite being cautious on the road, the behavior of other motorists is beyond your control.

Should another driver’s carelessness be the reason behind your injuries in a Gainesville vehicle collision, Allen Law Firm, P.A. will develop a customized legal plan aimed at enhancing your compensation.

Start the journey to reclaiming your life by reaching out for a complimentary, commitment-free consultation with a skilled Gainesville car accident lawyer at (877) 255-3652.