Florida Car Accident Claims Process
When you’re on the road, you’re probably not thinking about what you’d do if you were seriously injured in a car accident. Considering how your medical bills will be covered if you can’t work due to injuries isn’t at the forefront of your mind. Our Gainesville car accident attorneys want you to be safe, but we also want you to be prepared.
You might think you can just send your bills to the insurance company for payment. But our Florida personal injury attorneys know you may face resistance from the insurance company.
Navigating the Florida car accident claims process involves dealing with paperwork, deadlines, potential delays, and even claim denials. To ensure fair compensation for your injuries, contact Allen Law Firm, P.A. in Gainesville, FL. We’re here to ease the anxiety of the Florida car accident claims process.
Why Choose Allen Law Firm, P.A. To Help You Through the Florida Car Accident Claim Process?
Car accidents inflict physical, emotional, and financial anguish. The insurance company doesn’t care about that. It’s much more interested in its profits than it is in your physical woes.
In the seemingly never-ending battle against the insurance company to collect your rightful compensation, our personal injury lawyers in Gainesville, Florida, are your best defense. We’re a top-rated personal injury law firm with years of experience in securing hundreds of millions of dollars in compensation for our clients.
Selecting Allen Law Firm, P.A. to successfully get you through the insurance claims process is the right choice for so many reasons. The following are just a few:
- We’re proud members of the exclusive Multi-Million Dollar Advocates Forum
- We’ve earned Martindale-Hubbell’s highest AV-Preeminent Rating
- We’re honored among the 10 Best Attorneys Client Satisfaction by the American Institute of Personal Injury
We also give you the edge you need because some of our advocates are former insurance defense attorneys and claims adjusters. We know what to expect from the insurance company, and we’re prepared to counter them each step of the way.
You should be able to heal from your car accident injuries in peace. Allen Law Firm, P.A. will take care of you through the claims process so you can focus on getting your life back to what it was before your accident.
What Should I Expect From the Insurance Claims Process in Florida?
It’s very important to understand the insurance claims process before you actually have to go through it. Trying to grasp its complexities after the fact when you’re trying to recover from your injuries isn’t ideal.
Florida is a no-fault car insurance state. This means you must first seek compensation for your injuries through your own personal injury protection (PIP) insurance policy, no matter who was at fault for the accident.
Your PIP coverage, which is capped at $10,000 by default, only pays for a portion of your economic damage, including:
- 80% of your medical expenses that are necessary and reasonable
- 60% of lost income
- $5,000 additional benefits in funeral and burial expenses in the event of death
There are important timelines you must follow as part of the claims process. You have 14 days from the date of the accident to file your PIP claim. With some exceptions, the insurance company has 30 days to pay the PIP benefits.
Getting the insurance company to compensate you fairly might be difficult. Since they’re mainly interested in their own financial health, the insurance company might fight your claim every step of the way. Fight back by turning to Allen Law Firm, P.A. as you go through the claims process.
What Are My Options if I Can’t Settle My Claim With the Insurance Company?
Car insurance companies are required to process and pay valid claims in a timely fashion. Unfortunately, they often engage in tactics designed to limit your financial recovery or deny it altogether. You don’t have to accept an unfair settlement.
When the insurance company fails to honor the terms of your policy or their requirements under the law, your legal recourse is to file a lawsuit against them. Sometimes, their conduct is so outrageous that it rises to the level of bad faith, such as knowingly undervaluing your claim or denying your claim for no valid reason.
Insurance companies want you to believe they call the shots and that you have to accept whatever settlement amount they offer. The truth is that you’re entitled to fair compensation. Talk to Allen Law Firm, P.A. about your legal rights and how to enforce them.
Speak to a Highly Rated Gainesville Car Accident Attorney about the Claims Process
Your insurance company wants to settle your claim quickly and quietly, and often for far less than its true value. The last thing they want is for you to consult with an experienced personal injury attorney.
Your first obligation to yourself is to heal from your injuries so you can put your life back together. Haggling with the insurance company while you’re suffering from your injuries may not result in a fair settlement.
Get help recovering the compensation to which you’re entitled by calling the experienced Gainesville car accident lawyers with Allen Law Firm, P.A. We’ll set you up with a free initial consultation, help you understand your rights under the law and the insurance policy, and guide you through the claims process towards a fair resolution.