Have you or a loved one been hurt in an Uber accident in Gainesville, FL? Our experienced Gainesville Uber accident lawyer at Allen Law Firm, P.A. will fight to recover fair compensation for all of your injuries.
Ready to learn more about your legal rights? Schedule a free consultation with a personal injury lawyer you can trust today.
Why Do I Need a Gainesville Personal Injury Lawyer if I Was Hurt in an Uber Accident?
With about 3.9 million drivers around the world, Uber’s estimated net worth is around $90 billion. By June 2018, Uber drivers had completed 10 billion trips worldwide. However, at the individual level, an Uber driver is just an ordinary driver using a personal vehicle to make extra cash. An Uber driver can cause a car accident as easily as anyone else on the roads.
Getting compensation if you’re hurt in an Uber accident can be complex. You might have to deal with a commercial insurance policy. These higher-value insurance policies raise the stakes for the insurance company if they have to pay. They’ll point fingers and try to blame someone else for the accident.
You don’t have to let the insurance company push you around or pressure you into accepting a lowball settlement.
A Gainesville personal injury lawyer at Allen Law Firm, P.A. can handle your claim to secure the full amount you deserve.
Hiring our attorneys means we will:
- Provide support as we help you navigate the complex legal process
- Investigate your Uber accident fully to uncover the cause
- Work to minimize your role in the crash if someone tries to blame you
- Engage experts who can help accurately value your injury claim
- Handle all of the paperwork, insurance communications, and negotiations needed to reach a full financial recovery
Our law firm has seven former insurance adjusters on our staff. We know the games the insurance company will play to escape paying their fair share. We’ll fight back against these unfair tactics and work to get the full amount of compensation you deserve.
If you’re ready to learn how we can use our 20-plus years of legal experience to your advantage, call for a free consultation today.
What Are the Common Causes of Uber Accidents in Gainesville, FL?
Uber drivers don’t have to complete any special training to become an Uber driver. Most of the Uber requirements designed to keep passengers safe focus on the driver’s past driving behavior. That’s no indication that the driver will be careful in the future.
Uber accidents commonly happen because the Uber driver:
- Was distracted by a phone, GPS, or other device
- Was speeding or driving aggressively to get to your location quickly
- Failed to properly maintain the vehicle
- Was looking for a passenger and wasn’t paying attention to the road
- Was driving under the influence of drugs or alcohol
- Failed to obey relevant traffic laws
Not all Uber accidents are caused by the Uber driver, of course. Your Uber accident might have been caused by another driver, motorcyclist, or even pedestrian on the roads. Maybe another driver passed your Uber unsafely when the Uber stopped to pick you up.
Regardless of what caused your accident, you can rest assured that our Uber and Lyft accident lawyers at Allen Law Firm, P.A. have the right tools to get to the bottom of it.
Understanding Your Right to Insurance Compensation After an Uber Accident
Uber drivers can be responsible for a car accident just like any other driver. The difference is that an Uber driver is driving for profit. That’s important because the company that provides their personal insurance won’t provide coverage if you’re in an accident caused by a rideshare driver.
However, because of the way Uber is set up, most Uber drivers don’t have commercial insurance coverage or a commercial driver’s license. In the past, accident victims were often left with nowhere to look for help.
Today, Florida law requires Uber to maintain its own insurance policy that covers auto accidents involving Uber drivers. Uber’s commercial insurance can be accessed to provide compensation for anyone involved in a rideshare accident, including:
Florida’s personal injury protection (PIP) laws can be complex enough. Commercial insurance coverage can be even more difficult to navigate. Our car accident lawyers are here to help you through the process and answer any questions you have along the way.
Uber Insurance Coverage Laws in Florida
Uber coverage limits vary depending on the driver’s status at the time of the accident. If the Uber driver has accepted a passenger, the Uber policy will cover up to:
- $1 million in coverage for death, bodily injury or property damage
- $1 million in uninsured/underinsured motorist coverage
- Contingent collision coverage
If the Uber driver is logged into the app, but hasn’t accepted a passenger, the following insurance coverage limits apply:
- $50,000 in coverage for death or bodily injury per person
- $100,000 in coverage for death or bodily injury per accident
- $25,000 for property damage
If the driver isn’t logged into the Uber app, accident victims will have to seek damages from the Uber driver’s personal car insurance policy.
The ridesharing service’s insurance policy is treated as secondary coverage. That means you might first have to file a claim with another insurance company for compensation. In other words, to get full compensation for your Uber accident injuries, multiple insurance claims may be required.
Can Anyone Else be Responsible For Paying My Damages?
Uber’s insurance provides expanded coverage but doesn’t necessarily eliminate the liability of other responsible parties. If your accident was caused by another driver, a commercial truck, or defective vehicle component, the party responsible can still be held liable.
Florida comparative fault laws allow you to hold anyone who contributed to the cause of the accident liable.
Responsible parties might include:
- Drivers of other cars on the roads
- Truck drivers
- Employers of negligent drivers
- Uber or Lyft passengers
- Vehicle manufacturers
- Government transit authorities
- And more
Locating the responsible party can be more than you can handle if you were seriously hurt. Call our Gainesville personal injury attorneys to schedule an initial case evaluation today.
Uber Accidents Can Leave Victims With Serious Injuries
Any type of motor vehicle accident can leave the parties involved with serious injuries. Uber accidents are no different. At Allen Law Firm, P.A., we can help build your claim for damages if you’ve suffered:
- Brain injuries
- Head and neck injuries
- Spinal cord injuries
- Back injuries
- Whiplash injuries
- Severe burns
- Loss of limbs
- Nerve damage
- Broken bones
- Joint injuries
- Catastrophic injuries
- Wrongful death of a loved one
It’s important to seek medical care quickly if you were involved in an Uber accident. The auto insurance company can deny your PIP claim if you don’t see a doctor right away. The ridesharing company’s insurance company is even more likely to challenge your rights.
Time is Limited: Take Action Today
If you’re reading this, the odds are strong that you’ve been involved in an Uber accident. It’s important to take action quickly to protect your rights. Our car accident attorneys in Gainesville can help.
The Florida statute of limitations gives you four years to file a personal injury lawsuit against the negligent party who caused your accident. If you lost a loved one, you only have two years to sue for damages.
You May Be Entitled to Damages if You Were Hurt in an Uber Accident
If you were hurt in an Uber or Lyft accident, you’re entitled to damages for both your economic and non-economic damages. You may be entitled to damages for:
- Reimbursement for medical expenses
- Lost wages, income and employment benefits
- Future medical bills
- Lost future earning capacity
- Physical therapy
- Rehabilitative care
- Long-term care
- Pain and suffering
- Emotional distress
- Diminished quality of life
- Property damage
- Damages for wrongful death, including funeral costs, loss of consortium, loss of financial support and more
Assigning a dollar value to some of these damages can be difficult. For example, it can be hard to prove the difference between what you could earn before the accident and your earning capacity after the accident. Valuing your pain and suffering can be even more difficult.
At Allen Law Firm, P.A., we’ll make sure your insurance claim is backed up with solid evidence. We’ll work with experts to evaluate the big picture. Expert testimony can be critical to get the insurance company to take your injury case seriously.
Schedule a Free Consultation With an Experienced Gainesville Uber Accident Lawyer Who Will Fight for You
If you’re struggling to overcome an injury, you don’t have to navigate the process alone. Call an experienced Gainesville Uber accident lawyer with experience and resources for help.
At Allen Law Firm, P.A., our attorneys have helped countless clients get back on their feet again after an injury. We offer free consultations to help you understand how our legal advice can help you through this difficult process. We’re ready to get to work–all you have to do is take the first step and call.